:root {
  --paper-0:#fff; --paper-50:#fbf9f4; --paper-100:#f4f3ee; --paper-200:#ebe9e2;
  --ink-900:#2c2c2a; --ink-700:#444441; --ink-500:#5f5e5a; --line:#d8d5cc;
  --navy-900:#0e2440; --navy-700:#183e6b; --navy-500:#2e5a93; --navy-200:#b9cbe3; --navy-50:#e9eff6;
  --font-headline:"Tiempos Headline","Tiempos",Georgia,"Times New Roman",serif;
  --font-sans:"Hanken Grotesk",-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;
  --font-mono:"IBM Plex Mono",ui-monospace,SFMono-Regular,Menlo,monospace;
  --radius-sm:8px; --radius-md:12px; --radius-lg:16px; --radius-pill:999px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:150px}
body{margin:0;color:var(--ink-900);background:var(--paper-50);font:400 16px/1.68 var(--font-sans);-webkit-font-smoothing:antialiased}
a{color:inherit}.shell{width:min(calc(100% - 48px),1240px);margin-inline:auto}
:focus-visible{outline:3px solid var(--navy-500);outline-offset:3px}
.skip-link{position:fixed;z-index:100;top:12px;left:12px;padding:12px 18px;color:#fff;background:var(--navy-900);border-radius:var(--radius-md);transform:translateY(-160%)}
.skip-link:focus{transform:none}
.site-header{position:sticky;z-index:30;top:0;color:#fff;background:var(--navy-900);border-bottom:1px solid rgba(255,255,255,.16)}
.header-inner{min-height:84px;display:flex;align-items:center;gap:24px}
.brand{min-width:210px;min-height:44px;display:inline-flex;align-items:center;gap:12px;text-decoration:none}.brand-mark{width:42px}.brand-wordmark{width:142px}
.primary-nav{margin-left:auto}.primary-nav ul{display:flex;align-items:center;gap:4px;margin:0;padding:0;list-style:none}.primary-nav a,.account-link,.signup-button,.business-button{min-height:44px;display:inline-flex;align-items:center;padding:0 12px;font-size:14px;font-weight:600;text-decoration:none;border-radius:var(--radius-pill)}
.primary-nav a:hover,.account-link:hover{background:rgba(255,255,255,.09)}.header-actions{display:flex;align-items:center;gap:6px}.signup-button{border:1px solid rgba(255,255,255,.4)}.business-button{padding-inline:18px;color:var(--navy-900);background:#fff}.menu-button,.mobile-account-item{display:none}.menu-button{min-width:56px;min-height:44px;color:#fff;background:transparent;border:1px solid rgba(255,255,255,.4);border-radius:var(--radius-pill);font:700 14px/1 var(--font-sans)}
.legal-hero{position:relative;overflow:hidden;color:#fff;background:var(--navy-900)}.legal-hero::before{content:"";position:absolute;inset:0;background-image:radial-gradient(circle at 82% 14%,rgba(46,90,147,.58),transparent 35%),radial-gradient(circle,rgba(185,203,227,.2) 1px,transparent 1.2px);background-size:auto,30px 30px;pointer-events:none}.legal-hero::after{content:"";position:absolute;width:480px;height:480px;right:-120px;top:-280px;border:1px solid rgba(185,203,227,.25);border-radius:50%;box-shadow:0 0 0 72px rgba(185,203,227,.05),0 0 0 144px rgba(185,203,227,.03)}
.legal-hero-grid{position:relative;z-index:1;min-height:470px;padding:92px 0;display:grid;grid-template-columns:minmax(0,1fr) minmax(280px,380px);align-items:end;gap:80px}.eyebrow{margin:0 0 18px;color:var(--navy-200);font-size:11px;font-weight:700;letter-spacing:.1em;text-transform:uppercase}.legal-hero h1{max-width:800px;margin:0;font:400 clamp(58px,8vw,102px)/.92 var(--font-headline);letter-spacing:-.055em}.hero-lede{max-width:700px;margin:28px 0 0;color:rgba(255,255,255,.78);font-size:18px;line-height:1.6}.effective-card{padding:28px;background:rgba(14,36,64,.72);border:1px solid rgba(255,255,255,.26);border-radius:var(--radius-lg);backdrop-filter:blur(12px)}.effective-card span{display:block;color:var(--navy-200);font-size:13px;font-weight:700}.effective-card strong{display:block;margin-top:10px;font:600 18px/1.3 var(--font-mono)}.effective-card p{margin:18px 0 0;color:rgba(255,255,255,.76);font-size:14px}
.section-nav{position:sticky;z-index:20;top:84px;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}.section-nav-inner{min-height:64px;display:flex;align-items:center;gap:6px;overflow-x:auto;scrollbar-width:thin}.section-nav span{flex:0 0 auto;margin-right:10px;color:var(--ink-500);font-size:14px;font-weight:600}.section-nav a{flex:0 0 auto;min-height:44px;display:inline-flex;align-items:center;padding:0 13px;color:var(--navy-700);font-size:14px;font-weight:700;text-decoration:none;border-radius:var(--radius-pill)}.section-nav a:hover{background:var(--navy-50)}
.legal-layout{display:grid;grid-template-columns:230px minmax(0,780px);justify-content:center;gap:72px;padding-top:80px;padding-bottom:120px}.legal-index{position:sticky;top:172px;align-self:start;display:grid;gap:2px;padding:20px 0;border-top:2px solid var(--navy-900);border-bottom:1px solid var(--line)}.legal-index p{margin:0 10px 10px;color:var(--ink-500);font-size:14px;font-weight:700}.legal-index a{min-height:44px;display:flex;align-items:center;padding:8px 10px;color:var(--navy-700);font-size:14px;font-weight:600;text-decoration:none;border-radius:var(--radius-sm)}.legal-index a:hover{background:var(--navy-50)}
.document-note{padding:24px 26px;background:var(--navy-50);border-left:4px solid var(--navy-500);border-radius:0 var(--radius-md) var(--radius-md) 0}.document-note strong{color:var(--navy-900);font-size:17px}.document-note p{margin:6px 0 0;color:var(--ink-700)}
.legal-section{padding:88px 0 0;scroll-margin-top:168px}.legal-section+.legal-section{margin-top:88px;border-top:1px solid var(--line)}.clause-number{margin:0 0 14px;color:var(--navy-500);font:600 13px/1 var(--font-mono)}.legal-section h2{margin:0 0 32px;color:var(--navy-900);font:400 clamp(38px,5vw,58px)/1 var(--font-headline);letter-spacing:-.04em}.legal-section h3{margin:42px 0 14px;color:var(--navy-900);font-size:20px;line-height:1.3}.legal-section h2+h3{margin-top:0}.legal-section p{margin:0 0 18px;color:var(--ink-700);font-size:17px}.legal-section ul{margin:18px 0 24px;padding-left:24px}.legal-section li{padding-left:6px;color:var(--ink-700);font-size:17px}.legal-section li+li{margin-top:10px}.legal-section-emphasis>p:nth-of-type(n+2):nth-of-type(-n+5){padding:20px;background:var(--paper-0);border-left:3px solid var(--navy-700)}
@media(max-width:1080px){.primary-nav,.header-actions>a{display:none}.header-actions{margin-left:auto}.menu-button{display:inline-flex;align-items:center;justify-content:center}.primary-nav.is-open{position:absolute;top:84px;left:0;right:0;display:block;margin:0;padding:16px 24px 24px;background:var(--navy-900);border-top:1px solid rgba(255,255,255,.16)}.primary-nav.is-open ul{display:grid}.primary-nav.is-open a{width:100%;font-size:16px}.primary-nav.is-open .mobile-account-item{display:block}.legal-hero-grid{grid-template-columns:1fr}.effective-card{max-width:480px}.legal-layout{grid-template-columns:1fr}.legal-index{display:none}}
@media(max-width:720px){html{scroll-padding-top:136px}.shell{width:min(calc(100% - 32px),1240px)}.header-inner{min-height:76px}.brand{min-width:0}.brand-mark{width:38px}.brand-wordmark{width:126px}.primary-nav.is-open{top:76px}.legal-hero-grid{min-height:auto;padding:64px 0;gap:40px}.legal-hero h1{font-size:clamp(47px,15vw,68px)}.hero-lede{font-size:17px}.section-nav{top:76px}.section-nav-inner{min-height:60px}.section-nav span{display:none}.legal-layout{padding-top:56px;padding-bottom:80px}.legal-section{padding-top:64px}.legal-section+.legal-section{margin-top:64px}.legal-section h2{font-size:clamp(36px,11vw,48px)}.legal-section p,.legal-section li{font-size:16px}}
@media(max-width:360px){.brand-wordmark{width:112px}.legal-hero h1{font-size:44px}.effective-card{padding:22px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}}